Private Mortgage Investors Wanted – 12% Return
C & C Financial Services, Inc works with investors that have cash and/or IRA retirement funds to invest in hard money private equity first mortgage loans. We have been arranging residential and commercial mortgages since 1981.
We are Florida licensed mortgage brokers. We bring borrowers and non- institutional cash investors together.
- The borrowers pay us a mortgage origination fee and all investor expenses at closing.
- There is no cost to the mortgage note investor.
- We do not pool mortgage notes or investors funds together.
- Investors are making title insured first mortgage loans funded through a licensed title agency or the investors attorney directly to borrowers not to us or our company.
If you would like to learn how to earn 10-14% annual yields paid monthly on your investment capital we offer free hard money investor training . Review the investments currently available and FAQ below then call us 813-874-5800. If you have previous or current experience just call and let us know your preferences.
| Amount Requested | Value or Price | Loan-to-value | Equity Remaining | Availability / Area |
|---|---|---|---|---|
| $70,000 | Tax Assessment $226,000 | 31% | $156,000 | funded - others available |
| $27,200 | Purchase Price $ 52,000 | 52% | $24,800 | funded - others available |
| $42,000 | $100,000 | 42% | $48000 | funded - others available |
| 21,000 | 42,000 | 50% | $21,000 | available - click the blue link below |
Plant City Hard Money Loan
Hard money loans are secured by a first mortgage on real estate in the Tampa Bay area or your local area in Florida. The loans are closed title fully insured by an attorney or local title company. We recommend not to exceed 60% of the current real estate value when funding a hard equity loan. The purchase loans we originate are funded with 40% or more down from the borrower / buyers funds and up to 60% from your investment funds. This ensures that there is sufficient equity in the secured mortgage note investment. The typical residential note is $25,000 to $100,000 and $50,000 on up for commercial notes.
Investor FAQ
Term of investment ?
Most hard money notes have 3-5 year balloons or are due which are to be paid in full in three to five years with monthly interest payments paid directly to you from the borrower.
Payment frequency ?
Monthly based on amortization of 10 to 30 years or interest only payments.
Security ?
A first mortgage on Florida real estate at 60% or less of the property’s present value.
Servicing ?
Monthly payments are paid directly from the borrower to the investor.
How do I decide to fund a loan ?
- The first step is to look at the loan scenario, then call us at 813-874-5800.
- Next review a preliminary loan package. A typical loan package contains an application, credit report, value estimate, and other supporting documents.
- Then go look at the property and surrounding area.
- You decide which mortgage notes you would like to fund based on your inspection and appraisal
Fees ?
There are no fees to the investor. Borrowers pay for all closing costs such as the title insurance policy, document recording, attorney fees, your wire fees, and all origination fees.
How is the money handled ?
By wire or certified check paid directly to the title company or your attorney closing the transaction. Money is never transferred directly to the borrower or broker.
