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Conventional | FHA | Jumbo | Reverse | Hard Money

Earn 12% investing in private hard money mortgage notes

Apply Hard Money FHA Loans FL

Call C & C Financial Services, Inc. 813-874-5800. Since 1981 we have had the best Tampa Mortgage Rates and unbeatable service. We offer an Exclusive line of Premium Home Mortgage Loan Options for VIP clients with excellent mortgage credit scores ON: VA, FHA & conventional mortgage loans. For People with bad credit or non-verifiable income we still offer Hard Money, FHA 580 Credit Score Mortgages, jumbo and reverse mortgage home loans throughout the entire state of Florida. Our home office is conveniently located at 4127 W Cypress Tampa, FL 33607.  Don’t forget to ask us about our Premium Home Mortgage Loan & Specialty Lending if you have a 680+ credit score.

Or Toll Free in the USA 800-287-8858 For personal service.

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We have the Best Florida Mortgage Rates

Visit our Secure Online Application Site Click Here To apply online or Contact Us
Mortgage Broker Newsletter

Related Article: Premium VIP - FHA & Conv. Lending for People with Excellent Credit Qualifications

Use our Mortgage Calculator With Taxes to find out how much you will save on your home loan. There is an affordability and closing cost calculator on the same page.

See what recent clients have to say about us after closing their home loans

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Hard Money

Hard money guide

Hard Money or hard equity loans are for borrowers that need a quick closing and may not qualify for traditional mortgage financing. Typically hard money loans are funded by private lenders based on the down payment or equity in a residential or commercial property. This type of loan has become more popular for homeowners since [...] Read more »

FHA Guide

credit-for-home-loan

We updated this page recently in 2013 please check back often for additional updates to our premium Discount FHA and our low score portfolio FHA programs FHA stands for the federal housing administration, the program is managed by the U.S. Department of Housing and Urban Development – HUD. Complete FHA guidelines can be found on the FHA [...] Read more »

Underwater

harp

Underwater Mortgages Updates to the HARP Refinance Program 1.8 million homeowners now eligible Refinance any Fannie Mae or Freddie Mac backed mortgage Loan No Appraisal Required any LTV with HARP 2.0 Even if you owe 2x the property value if the loan is paid up to date we can refinance it. Huge rate and fee discounts [...] Read more »

Blog

Who Owns My Home Mortgage Loan?

harp

Fannie Mae? Freddie Mac? Is my loan held privately or owned by my bank in their portfolio loan program? What about FHA? Most of the mortgage accounts funded prior to 2009 are going to be either FHA, Fannie Mae, or Freddie Mac backed / owned. Servicing lenders manage your account and may have an ownership [...] Read more »

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What it Takes Home Mortgage Loan Approval – Income

Written by admin

This will be the first article in our new section “What It Takes To Close A Home Mortgage Loan”   While researching home ownership, home loan approval, various mortgage guidelines you’ll notice many articles that just do not seem to make sense in today’s marketplace. That’s because they do not. Many webmasters do not update [...] Read more »

How tough is FHA manual underwriting?

Written by admin

It’s freaking brutal….but so is all underwriting right now. Remember the underwriters’ job is to assess risk and uncover any reason NOT to make a loan. The best way to get through underwriting any home mortgage loan other than private hard money (that’s still super easy) is to be prepared with all of the paperwork [...] Read more »

Mortgage Broker School

Written by admin

For the consumer To really have a complete mortgage and home buying resource site you really need to include a little of the behind the scenes action too. Introducing the newest addition to our site ” Mortgage Broker School” This is for consumers to get a behind the scenes look at how there files are handled and the training [...] Read more »

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Borrowers outside of Florida

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    • Recent Posts

    • Transparency in lending how important is it to our customers?
    • New Premium Government Home Mortgage Product Line
    • What it Takes Home Mortgage Loan Approval – Income
    • How tough is FHA manual underwriting?
    • I have bad credit, a free and clear house – Looking for a small mortgage loan – Can you help?

    Secured Credit Cards Can Raise Your Credit Score

    Our secret to getting unqualified mortgage applicants to become homeowners is establishing good credit using a secured credit card.

    Check out our simple credit guide to learn more ----->Credit Guide

    Plus One Us!

    Free Pre-qualification Download – click checklist to open

    mortgage checklist application download

    From the Mortgage Blog

    • Transparency in lending how important is it to our customers?
    • New Premium Government Home Mortgage Product Line
    • What it Takes Home Mortgage Loan Approval – Income
    • How tough is FHA manual underwriting?
    • I have bad credit, a free and clear house – Looking for a small mortgage loan – Can you help?

    Is your money working as Hard for you as you did for it?

    Here is a list of available hard money deals

    Pages

    • About
    • Contact Us
    • Credit Guide
    • FHA Guide
    • Get Approved For a Home Loan Nationwide Select your State
    • Hard Money
    • Privacy Policy
    • Private Mortgage Investors Wanted – 12% Return
    • Rates
      • Florida Mortgage Rates
        • Tampa Mortgage Rates
    • Reverse Mortgage
    • Reviews
    • Sitemap
    • Underwater

    mortgage calculator with taxes

    credit-for-home-loan

    Our mortgage calculator with taxes will calculate everything for you as you populate it, just fill in the boxes. We also have home loan affordability and closing costs calculators for you to use. If you need a robust and professional looking mortgage calculator to put on your website feel free to grab the code (right [...] Read more »

    Home Loans For People With Bad Credit

    Bad credit loan information

    In today’s market there are few types of home loans for people with bad credit. Hard Money Loan Manually Underwritten FHA Loan Reverse Mortgage Loan Almost anyone with equity or a large down payment can qualify for a hard money loan. Properties that are free and clear can close really fast. In some cases where [...] Read more »

    580 Credit Score Mortgage Guidelines Reduced To 560 mid score

    low-credit-home-loan

    Our exclusive low credit score FHA loan program can be used to purchase or refinance any home. Many improvements have been made to this manual underwriting FHA program. Minimum credit scores have been reduced to 560 with a 10% down payment. With a 580+ credit score you’ll only need 3.5% down.  We are also accepting applications [...] Read more »

    HARP Refinance Closing Case Studies

    harp

    This borrower owed 105% of appraised value on the first mortgage and 166% combined loan to value total with the second mortgage. We were able to lower the mortgage rate by 1.50% using this special HARP 2.0 refinance program. Our client was extremely happy they were able to get a lower mortgage payment even though [...] Read more »

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